Flexible attorney funding options
Whether you want financing to start a new firm, for marketing, litigating, operations or growth, California Attorney Lending can offer financial resources tailored for you.
Working capital to finance all major areas of your contingent fee practice
California Attorney Lending provides financing for every major plaintiffs’ firm practice area, including mass torts, personal injury cases and class actions. Our extensive in-house experience in civil litigation gives us the unique ability to understand your firm’s business goals irrespective of the type of cases your firm handles.
In Civil Litigation
to the Plaintiff's Bar
from Trial Associations
California Attorney Lending provides lines of credit and other financial resources to plaintiffs’ firms. Founded by attorneys in 2004, we understand the financial hurdles that firms with contingency fee-based practices face. As a result, we provide attorneys significantly larger credit lines than banks. We also offer flexible repayment terms, lower interest rates and access to industry knowledge that no other lender can provide.
Established market leader in law firm lending
California Attorney Lending provides lines of credit and other financial resources to plaintiffs' firms. Founded by attorneys in 2004, we understand the financial hurdles that firms with contingency fee-based practices face. As a result, we provide attorneys significantly larger credit lines than banks. We also offer flexible repayment terms, lower interest rates and access to industry knowledge that no other lender can provide.
No Gimmicks, No Limitations
We provide financial resources under terms that you understand. There are no hidden costs or complex fee arrangements. We never charge pre-payment penalties, audit fees, draw fees, ticking fees, maintenance fees or any other charges often hidden in loans.
You can use the money you receive from us for any law firm purpose—advertising, adding staff, partner draws, case expenses, office overhead and more.
Dedicated to helping you succeed.
With excellence and service you can trust.
California Attorney Lending has given our firm the working capital necessary to continue to fund the growth of our firm. In an ever-changing legal landscape, a law firm must have the flexibility to adapt quickly in order to continue to be successful. By securing the necessary financial resources, we are able to focus on taking our firm to the next level.
California Attorney Lending gave my firm the financial resources to expand our mass tort litigation into a nationwide practice and provided the opportunity to simultaneously build both personal and law firm net worth.
We pride ourselves on working toward the common good at Bisnar | Chase, and now we've found a lender who does the same. California Attorney Lending—a long-time supporter of the Consumer Attorneys of California and the only law firm finance company to be exclusively endorsed by the organization—has given our firm the resources to expand our practice while remaining focused on our clients and achieving justice for those who truly deserve it. It's great to work with a company who understands and supports our core mission.
California Attorney Lending has provided valuable assistance in allowing my firm to practice class action litigation at the highest level. My firm prosecutes class actions against some of the largest companies in the world, with unlimited resources at their disposal, and the funding provided by California Attorney Lending helps to level the playing field in protecting the rights of consumers and employees throughout America.
Responsive, dedicated and knowledgeable are words that come to mind when I think of California Attorney Lending. I send an email or make a phone call and I get a response back almost immediately. I highly recommend California Attorney Lending when your contingent fee firm is seeking adequate financing. Their financial support has been instrumental in achieving critical settlements for my clients.
We offer an easy, three-step application process with no required commitment or other fees You can apply, and have us perform a review of your firm and it’s cases without any cost to you whatsoever.
STEP 1
Submit application package:
STEP 2
We review your firm (by phone or in person):
STEP 3
Final loan terms are sent for your approval. Once approved, loan documents are prepared, signed and your law firm is funded.
You advocate for your clients and we advocate for you.
California Attorney Lending proudly offers financing designed specially for plaintiffs’ firms. Our funding allows you to utilize your future case fees to obtain money now, so that you have the resources you need to pay litigation-related expenses, advocate on behalf of your clients, grow your practice and more.
Contingent Fees Make Great Collateral®
Together with you, our team of attorneys—who have substantial experience with contingent-fee litigation—assess a value to the attorneys’ fees due to your firm over the next several years. We will grant you financing based upon this anticipated income plus your other assets.
Borrow What You Need Now
We only charge interest on the amount you actually borrow—not on the maximum amount of the line. We never charge pre-payment penalties, audit fees, draw fees or maintenance fees.
Litigating mass torts is costly—we can help. California Attorney Lending’s financing and post-settlement products provide you with the funding you need to succeed in this challenging industry. We offer flexible financial resources that can be used to grow your practice, pay case expenses and vigorously represent your clients against well-financed defendants.
Having the resources to take a case from intake to resolution is critical for a mass tort practice. At California Attorney Lending, we understand the huge financial burden placed on firms litigating mass torts. We have designed our financing and post-settlement products for firms of all sizes to help you manage litigation expenses—allowing you to help hundreds or thousands of clients in cases that can take years to resolve. Unlike a bank, we view your contingent fees as your most valuable asset. As a result, as your firm’s case inventory grows, so can your funding line.
Attorneys’ fees are unpredictable, which can create peaks and valleys in your firm’s cash flow. Yet, you have to make payments on a regular basis to advertise, cover overhead and fund case expenses. California Attorney Lending provides you with the financing and resources you need to ensure financial stability during the cash flow shortfalls between verdicts and settlements—allowing you to focus on representing your clients and running your firm.
With financing from California Attorney Lending, you can do what you do best—win cases for your clients—rather than worrying about money. We value your anticipated contingent fees, resulting in a larger amount of capital available to you than a bank can provide. Plus, our financing is the most flexible in the industry, so we are able to meet all of your business needs. Litigation Financing in the 21st Century™ has evolved to supplement partner capital contributions and conventional borrowing for working capital. Whether you want money for case expenses, marketing or overhead, we can give you the financial freedom you need to succeed.
Having the resources needed to represent a large class of individuals—over a lengthy period of time—against deep-pocket defendants is no easy task. California Attorney Lending’s financing and post-settlement funding provide your firm with significantly more capital than a traditional bank and our terms are the most flexible in the industry. Whether you need to cover overhead costs, pay case expenses or finance the growth of your firm, we will provide you with the financial confidence necessary to secure the best result for your clients.
Our four-year, flexible law firm loans have given litigators across the country the financial power they need to avoid premature settlements and take on bigger cases. Our law firm loans can help with operations, improve the value of your existing portfolio of cases and enable your firm to enter into new litigation.
Unlike traditional bank loans, which limit attorney funding to the value of your personal assets, California Attorney Lending can offer your firm a law firm loan based on the total value of your contingent-fee cases.
See what a line can do for your firm.™
We have designed our law firm loans to be straightforward, without the complex rates and hidden fees of other lenders. Compare how our terms stack up against the competition:
LAW FIRM
Law Firm X has a $1 million line with a bank and needs an additional $4 million that the bank refuses to provide.
CHALLENGE
Until now, Law Firm X would be required to pay off the low-cost bank rate on the $1 million bank line in order to obtain the $5 million—all of which would have been payable at higher-cost rates.
SOLUTION
The Hybrid Line allows Law Firm X to obtain the full $5 million: however, the rate on the first $1 million in financing will be comparable to the bank rate. Only the additional $4 million is payable at traditional litigation financing rates.
WHAT DOES THAT MEAN FOR YOUR FIRM?
A blended interest rate that is much lower than any other law firm lender can provide.
We have designed our credit lines to be straightforward, without the complex rates and hidden fees of other lenders. Compare how our terms stack up against the competition:
Our post-settlement funding provides you an advance on your anticipated attorneys’ fees and reimbursable expenses on settled cases—immediately. By viewing contingent fees as your firm’s most valuable asset, we can provide you much more financing than a bank at some of the lowest rates in the industry.
A firm has 100 settled cases in mass tort litigation. The firm’s fees from the cases (net of amounts due to other attorneys) are $1 million. Rather than wait to receive payment, the firm can obtain post-settlement funding from California Attorney Lending and receive up to 80% of its anticipated fees (i.e. $800,000)—immediately.
We tailor our financial products on your particular needs and the law firm’s priorities. When funding is structured as a non-recourse advance of capital, only the cases serve as collateral for the loan. This means that there is no repayment to California Attorney Lending unless you achieve a successful resolution of your case or the portfolio of cases that serve as our collateral.
The good news for you, the borrower, is that there are no personal guaranties and therefore, no personal liability for any amounts not collectible in the case(s). Ask us if this special financing platform is right for your law firm needs.
Over our 10+ year history we have earned the support of some of the nation’s most influential plaintiffs’ trial organizations. We are the only law firm lender exclusively endorsed by the American Association for Justice and Consumer Attorneys of California.
California Attorney Lending has partnerships with TrialSmith, the National Association of Trial Lawyer Executives and the National Association of Consumer Advocates. In addition, we hold an A+ rating with the Better Business Bureau.
